Clear vision is the best investment in yourself

Check out the pay later payment solutions and pay for the laser procedure in instalments.

Clear vision is the best investment in yourself

Dedicated to ensuring quality vision correction is within your reach through flexible financing options.

3Flow laser procedure – a new era of vision correction!

You can choose between two packages:

3Flow

2490 € or from 51,88 €/month*
  • Eye drops and medications for recovery according to the treatment plan – FREE for up to 3 months (for the rest of the year -20%)
  • 6 months of check-ups for FREE
  • High-quality sunglasses
  • 24/7 hotline within 10 days
  • 15 € Bolt credit after the procedure (valid for 2 weeks and can be used for taxi transport)
  • 2-year warranty (if needed, repeat procedure free of charge within 2 years)
  • If needed, tear duct plugs at a discounted price of 70 € within one year (100 € after one year)
  • Payment in 48 installments, with 0% interest and no additional fees for the first 16 months.*

*The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or at lhv.ee/hire-purchase and consult our expert. The monthly hire-purchase payment for the first sixteen months is 51,88 €, and from the seventeenth month onwards, it is 76,57 €. The annual percentage rate of charge is 13.70% under the following sample terms and conditions: cost of the product/service 2490 €, down payment 0%, credit amount 2490 €, interest rate 0% for the first sixteen months and 11.9% annually on the issued credit amount (fixed) from the seventeenth month onwards, contract fee 0 €, monthly service fee 0 €, hire-purchase period of 48 months, with monthly annuity payments, total payment amount 3280,08 €, and total repayment amount 3280,08 €.

3Flow premium

2990 € või al 62,29 €/month*
  • Eye drops and medications for recovery according to the treatment plan – FREE for up to 6 months (for the rest of the year -50%)
  • 12 months of check-ups for FREE
  • High-quality designer sunglasses
  • 24/7 hotline within 21 days
  • 50 € Bolt credit after the procedure (valid for 2 weeks and can be used for taxi transport)
  • 7-year warranty (if needed, repeat procedure free of charge within 7 years)
  • If needed, tear duct plugs for FREE within one year (100 € after one year)
  • Payment in 48 installments, with 0% interest and no additional fees for the first 16 months.*

*The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or at lhv.ee/hire-purchase and consult our expert. The monthly hire-purchase payment for the first sixteen months is 62,29 €, and from the seventeenth month onwards, it is 91,94 €. The annual percentage rate of charge is 13.70% under the following sample terms and conditions: cost of the product/service 2990 €, down payment 0%, credit amount 2990 €, interest rate 0% for the first sixteen months and 11.9% annually on the issued credit amount (fixed) from the seventeenth month onwards, contract fee 0 €, monthly service fee 0 €, hire-purchase period of 48 months, with monthly annuity payments, total payment amount 3938,80 €, and total repayment amount 3938,80 €.

Note! If you miss the appointment without prior notice or with less than 24 hours' notice, a fee of 500 € will apply.

For payment, it is possible to choose between Inbank payment solutions, LHV installment payment and Swedbank small loan. The partners' offers can be found below, and everyone can choose the solution that suits them.

Hajuta väljaminekut ja tee oma unistus teoks! LHV järelmaksuga tasudes on esimesed 16 kuud intress 0% ja lepingu- ja haldustasu 0 € – see tähendab, et ühtegi lisatasu teenuse hinnale ei lisandu. Kui vajad pikemat makseperioodi, rakendub alates 17. kuust intressimäär 11,9%.

Why to use financing:

  • Answer to your application in minutes.
  • The installment decision is valid for up to 180 days.

Conditions:

  • Minimum income 300 € a month.
  • Credit amount: 50–2990 €.
  • Contract fee: 0 €.
  • Down payment: from 0 €.
  • Contract length: up to 48 months.
  • Lepingu pikkus kuni 48 kuud

Payment for the procedure in 16 equal installments, with 0 € extra fees

The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or at lhv.ee/en/hire-purchase and consult our expert. The monthly hire-purchase payment is 186,88 € and the annual percentage rate of charge is 0,00% on the following sample terms and conditions: cost of the product/service 2990 €, down-payment 0%, credit amount 2990 €, annual interest rate of 0,0% of the purchase amount (fixed), contract fee 0,0 €, monthly service fee 0 €, hire-purchase period of 16 months, with monthly annuity payments, in the total sum of 2990,00 € and the total sum of monthly payments being 2990,00 €.

Payment in 48 installments, with 0% interest and no additional fees for the first 16 months

The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or at lhv.ee/en/hire-purchase and consult our expert. The monthly hire-purchase payment for the first sixteen months is 62,29 €, and from the seventeenth month onwards, it is 91,94 €. The annual percentage rate of charge is 13.70% under the following sample terms and conditions: cost of the product/service 2990 €, down payment 0%, credit amount 2990 €, interest rate 0% for the first sixteen months and 11.9% annually on the issued credit amount (fixed) from the seventeenth month onwards, contract fee 0 €, monthly service fee 0 €, hire-purchase period of 48 months, with monthly annuity payments, total payment amount 3938,80 €, and total repayment amount 3938,80 €.

Inbank hire purchase

Inbank hire purchase is a flexible payment solution which gives you the ability to pay for the services in instalments. Inbank hire purchase allows you to split a large one-time expense into small monthly payments. Spread the purchase sum over up to 6 years. The first payment is due only a month later.

Advantages:

  • Flexible solution for large expenses
  • You choose the instalment amount
  • You choose the instalment payment period
  • You choose the payment date
  • Response to an application within a minute

Financing terms:

  • Credit amount: 100-2990 €
  • Period 3-72 months
  • Down payment 0 €
  • Contract fee 0 €
  • Administration fee 0 €
  • Interest 0% for the first 16 months, from the 17th month 9.99%.

Applying for a hire purchase is easy

Applying for a hire purchase is easy

The annual percentage rate of Inbank hire-purchase credit is 0% under the following sample conditions: hire-purchase amount 139 €, contract period 16 months, interest rate 0% on the purchase amount, down payment 0 €, administration fee 0 €, contract fee 0 €, monthly installment 186,88 €, total credit cost 2990 €. The service provider is AS Inbank Finance. Before signing the agreement, we recommend reviewing the terms and conditions of the financial service and consulting a specialist if necessary.

Inbank payment method split into parts

Inbank payment method will make shopping even more convenient. Split your purchase amount into several equal parts – easily and without any additional fees. Inbank payment solutions are a smart way to buy everything you need at once, without sacrificing choice.

Inbank split into parts

  • Pay in 6 equal parts
  • For purchases worth 75 – 2500 €
  • 0 € additional fees

Why choose the Inbank payment method?

  • Lihtne ja lisatasudeta – pole intressi, lepingutasu ega igakuist haldustasu.
  • It is a smart way to buy everything you need at once, without sacrificing choice. You will start paying only next month.
  • Inbank pay later solutions are not instalment plans, but rather credit-free payment methods, which do not affect your credit score.
    You can pay for several different purchases using Inbank payment methods – next month we will send you a single consolidated invoice.

Using the Inbank payment method is easy!

The purchase will be confirmed within a few seconds.

Together with Swedbank, we are offering small loans on favourable terms. It is a convenient and quick way to pay for your purchase right away, with repayment taking place later via instalments. - Agreement fee € 0 - Annual interest 0 % - To get a small loan on special terms, use the discount code KSA when applying.

What do I need to do?
1. Choose a small loan from the app or the Internet Bank.
2. Fill in the application and add the discount code.
3. You will receive a quick response to your request.
4. Sign an agreement and the money will be immediately transferred to your account.
5. Make a purchase.

Small loan is offered by Swedbank AS. Please read the terms and conditions and ask our experts for advice, if necessary:

  • The monthly payment of the loan is 207.50 € and the annual percentage rate is 0% under the following (example) conditions: loan amount 2490 €, fixed interest rate 0%, contract fee 0 €, repayment period 1 year, number of repayments 12, sum of repayments 2490 €, total cost of credit 0 €, total sum of credit 2490 €.
  • The monthly payment of the loan is 249.17 € and the annual percentage rate is 0% under the following (example) conditions: loan amount 2990 €, fixed interest rate 0%, contract fee 0 €, repayment period 1 year, number of repayments 12, sum of repayments 2990 €, total cost of credit 0 €, total sum of credit 2990 €.

 

Inspiring journeys from glasses to clarity

Discover how others, like Kristina & Johannes, have ditched their dependence on glasses and contacts, and see how you can too!

“Just do it!”– Sibling Kristina and Johannes Sikk

"I was shocked because I saw with my own eyes!"– Stefan Airapetjan

“Laserprotseduur oligi minu jaoks lahendus.”– KSA Silmakeskuse optometrist Arina Vassiljeva

“Я не понимал, почему люди, прошедшие процедуру, были в таком восторге!”– Кирилл Тарасов

“Я поняла, что моя жизнь изменилась в лучшую сторону!”– Татьяна Оздоба

“Я хотела быть такой же счастливой, как и мои клиенты.”– Оптометрист KSA Silmakeskus Арина Васильева

“I have 100% trust in the work of dr Ants Haavel.”– Tobias Ewering

“Just do it!”– Brother and sister Kristina and Johannes Sikk

Take our quick quiz to find your path to glasses-free living

Take our 2-minute test to see if laser eye surgery can unlock a new world of clear vision for you.

Take our quick quiz to find your path to glasses-free living

Take our 2-minute test to see if laser eye surgery can unlock a new world of clear vision for you.

Woman wearing glasses, using a laptop with an open screen, contemplating laser eye surgery at KSA Silmakeskus with Ants Haavel, looking toward the text box on the right with a hopeful expression.
A photo of Ants Haavel pointing at the eye test chart.

Hi, I’m Dr Ants Haavel

As the founder of KSA Eye Center, I'm proud to lead our medical activities with a deep commitment to enhancing vision and improving lives.

Having corrected nearly 30,000 pairs of eyes, my journey in ophthalmology has been enriched by extensive global learning, from the University of Tartu where I began in 1989, to advanced professional courses across Europe and Asia.

My expertise is not just based on education but on real-world experience in countries like Estonia, Finland, Sweden, France, Germany, and beyond.

Beyond my professional life, I find joy in reading and sailing, which I believe adds to my perspective as a surgeon.

Trust and credibility in my work come from this blend of global knowledge, hands-on practice, and a genuine passion for what I do.

Dr Ants Haavel