Clear vision is the best investment in yourself

Check out the pay later payment solutions and pay for the laser procedure in instalments.

Clear vision is the best investment in yourself

Dedicated to ensuring quality vision correction is within your reach through flexible financing options.

The price of Flow 2.0 laser eye procedure

In cooperation with our partners, we offer the possibility to pay for the laser procedure in instalments.

890 € or from 180,63 €/month*
  • *Full procedure price: 2890 €
  • 1 year of check-ups
  • If necessary, free recurring procedures within 7 years
  • Transportation within the city after the procedure
  • Protective, designer sunglasses
  • 24/7 helpdesk hotline for patients after the procedure
  • Eye drops and medication for fast recovery

If you miss the appointment without prior notice or with less than 24 hours' notice, the following fees will apply:

  • - Eye examinations for children, Audit and Flow 2.0 – 50 €
  • Flow 2.0 laserprotseduur – 500

The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address  lhv.ee/en/hire-purchase and consult our expert. The monthly hire-purchase payment is 180,63 € and the annual percentage rate of charge is 0,00% on the following sample terms and conditions: cost of the product/service 2890 €, down-payment 0%, credit amount 2890 €, annual interest rate of 0,00% of the purchase amount (fixed), contract fee 0,00 €, monthly service fee 0,00 €, hire-purchase period of 16 months, with monthly annuity payments, in the total sum of 2890,00 € and the total sum of monthly payments being 2890,00 €.

For payment, it is possible to choose between Inbank payment solutions, LHV installment payment and Swedbank small loan. The partners' offers can be found below, and everyone can choose the solution that suits them.

Spread your expenses and make your dream come true! With LHV hire-purchase, the first 16 months you have a 0% interest rate, €0 contract and administration fees. This means no additional costs will be added to the price of the service. If you need a longer repayment period, an interest rate of 11.9% will apply starting from the 17th month.

Why to use financing:

  • Answer to your application in minutes.
  • The installment decision is valid for up to 180 days.

Conditions:

  • Minimum income 300 € a month.
  • Credit amount: 50–2890 €.
  • Contract fee: 0 €.
  • Down payment: from 0 €.
  • Contract length: up to 48 months.
  • Lepingu pikkus kuni 48 kuud

The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/en/hire-purchase and consult our expert. The monthly hire-purchase payment is 180,63 € and the annual percentage rate of charge is 0,00% on the following sample terms and conditions: cost of the product/service 2890 €, down-payment 0%, credit amount 2890 €, annual interest rate of 0,00% of the purchase amount (fixed), contract fee 0,00 €, monthly service fee 0,00 €, hire-purchase period of 16 months, with monthly annuity payments, in the total sum of 2890,00 € and the total sum of monthly payments being 2890,00 €.

Inbank hire purchase

Inbank hire purchase is a flexible payment solution which gives you the ability to pay for the services in instalments. Inbank hire purchase allows you to split a large one-time expense into small monthly payments. Spread the purchase sum over up to 6 years. The first payment is due only a month later.

Advantages:

  • Flexible solution for large expenses
  • You choose the instalment amount
  • You choose the instalment payment period
  • You choose the payment date
  • Response to an application within a minute

Financing terms:

  • Summa 100 – 2890 €
  • Periood 3 – 72 kuud
  • Down payment 0 €
  • Contract fee 0 €
  • Administration fee 0 €
  • Interest 0% for the first 16 months, from the 17th month 9.99%.

Applying for a hire purchase is easy

Applying for a hire purchase is easy

The interest rate of the Inbank hire purchase is 0% per year under the following example conditions: purchase amount 139 €, contract period 12 months, interest rate 0% from the purchase amount, down payment 0%, administration fee 0 € per month, monthly installment 11,59 €, total credit cost 139 €. The financial service is provided by AS Inbank Finance. Before signing the contract, we recommend that you familiarize yourself with the terms and conditions of the financial service, consult with a specialist.

Inbank payment method split into parts

Inbank payment method will make shopping even more convenient. Split your purchase amount into several equal parts – easily and without any additional fees. Inbank payment solutions are a smart way to buy everything you need at once, without sacrificing choice.

Inbank split into parts

  • Pay in 6 equal parts
  • For purchases worth 75 – 2500 €
  • 0 € additional fees

Why choose the Inbank payment method?

  • Lihtne ja lisatasudeta – pole intressi, lepingutasu ega igakuist haldustasu.
  • It is a smart way to buy everything you need at once, without sacrificing choice. You will start paying only next month.
  • Inbank pay later solutions are not instalment plans, but rather credit-free payment methods, which do not affect your credit score.
    You can pay for several different purchases using Inbank payment methods – next month we will send you a single consolidated invoice.

Using the Inbank payment method is easy!

The purchase will be confirmed within a few seconds.

Together with Swedbank, we are offering small loans on favourable terms. It is a convenient and quick way to pay for your purchase right away, with repayment taking place later via instalments.
– Intress kuni aastaks 0 %
– Lepingutasu 0 €
- To get a small loan on special terms, use the discount code KSA when applying.

What do I need to do?
1. Choose a small loan from the app or the Internet Bank.
2. Fill in the application and add the discount code.
3. You will receive a quick response to your request.
4. Sign an agreement and the money will be immediately transferred to your account.
5. Make a purchase.

The small loan is provided by Swedbank AS. Read more about the terms and conditions, and consult a specialist, if
necessary. The annual percentage rate of charge is 19.714% under the following model conditions: loan amount
€2,000, fixed interest 17.90%, agreement fee €0, loan period 2 years, number of repayments 24, repayment amount
€2,365.44, total credit cost €365.44, total amount of credit €2,365.44.

Inspiring journeys from glasses to clarity

Discover how others, like Kristina & Johannes, have ditched their dependence on glasses and contacts, and see how you can too!

“Just do it!”– Sibling Kristina and Johannes Sikk

"I was shocked because I saw with my own eyes!"– Stefan Airapetjan

“Laserprotseduur oligi minu jaoks lahendus.”– KSA Silmakeskuse optometrist Arina Vassiljeva

“Я не понимал, почему люди, прошедшие процедуру, были в таком восторге!”– Кирилл Тарасов

“Я поняла, что моя жизнь изменилась в лучшую сторону!”– Татьяна Оздоба

“Я хотела быть такой же счастливой, как и мои клиенты.”– Оптометрист KSA Silmakeskus Арина Васильева

“I have 100% trust in the work of dr Ants Haavel.”– Tobias Ewering

“Just do it!”– Brother and sister Kristina and Johannes Sikk

Take our quick quiz to find your path to glasses-free living

Take our 2-minute test to see if laser eye surgery can unlock a new world of clear vision for you.

Take our quick quiz to find your path to glasses-free living

Take our 2-minute test to see if laser eye surgery can unlock a new world of clear vision for you.

Woman wearing glasses, using a laptop with an open screen, contemplating laser eye surgery at KSA Silmakeskus with Ants Haavel, looking toward the text box on the right with a hopeful expression.
A photo of Ants Haavel pointing at the eye test chart.

Hi, I’m Dr Ants Haavel

As the founder of KSA Eye Center, I'm proud to lead our medical activities with a deep commitment to enhancing vision and improving lives.

Having corrected nearly 35,000 pairs of eyes, my journey in ophthalmology has been enriched by extensive global learning, from the University of Tartu where I began in 1989, to advanced professional courses across Europe and Asia.

My expertise is not just based on education but on real-world experience in countries like Estonia, Finland, Sweden, France, Germany, and beyond.

Beyond my professional life, I find joy in reading and sailing, which I believe adds to my perspective as a surgeon.

Trust and credibility in my work come from this blend of global knowledge, hands-on practice, and a genuine passion for what I do.

Dr Ants Haavel